Singapore Airlines’ KrisFlyer frequent flyer scheme is a favourite among savvy spenders, particularly for using miles to fly in business class or even first class to Singapore and beyond.
Earning those miles in Australia couldn’t be easier, thanks to a range of KrisFlyer-earning credit cards from banks including American Express Australia, Diners Club, Westpac and Citibank. Australian Business Traveller highlights five of your best options, along with what you’ll pay in annual fees.
1. American Express Explorer Card
Slip a new American Express Explorer Card in your wallet to reel in two Membership Rewards Gateway points per dollar spent on most charges, equal to 1.5 KrisFlyer miles. There’s a $395 annual fee to pay, but that’s more than offset by a $400 travel credit you can use towards flights and hotels.
Apply and spend at least $1,500 within the first three months to earn an added bonus of 100,000 Gateway points: worth 75,000 KrisFlyer miles! Cardholders also enjoy two visits to the American Express Sydney Airport Lounge every year, regardless of which airline they’re flying.
2. American Express Business Accelerator Card
If you have an ABN, you could pocket up to two Membership Rewards Ascent points per dollar spent on the American Express Business Accelerator Card – equal to two KrisFlyer miles – in return for a $160 annual fee.
After accruing 100,000 points in a single calendar year, the earning rate decreases to one KrisFlyer mile per dollar on all future spend, except on insurance, utility and government payments which always earn the equivalent of 0.5 KrisFlyer miles per dollar.
3. Diners Club personal charge card with World MasterCard
Diners Club isn’t as widely welcome as American Express, but if you do transact where Diners is accepted, you’ll score three Diners Club Rewards points per dollar spent: equal to 1.5 KrisFlyer miles via the Diners Club personal charge card with an attached World MasterCard.
When required, that MasterCard also pulls in 1.25 Diners Club Rewards points per dollar charged – equal to 0.625 KrisFlyer miles – while a single $389 annual fee covers both cards.
4. Westpac Altitude Black American Express with World MasterCard
Whip out Westpac’s Altitude Black American Express card to earn three Altitude Rewards points per dollar spent, equal to 1.2 KrisFlyer miles, or swipe the Altitude Black World MasterCard within Australia to net 1.25 Altitude points (0.5 KrisFlyer miles) per dollar spent.
As an added bonus, using that MasterCard overseas attracts the same number of points as the AMEX (1.2 KrisFlyer miles per dollar), with a $395 annual fee again covering both cards, and up to 100,000 bonus Altitude Rewards points (40,000 KrisFlyer miles) on the table for eligible new customers.
5. Citi Prestige Visa Infinite
Citibank’s Citi Prestige Visa Infinite card promises two Citibank Rewards points per dollar spent in Australia – equal to one KrisFlyer mile – and a higher five Citibank Rewards points per dollar on all overseas charges, returning 2.5 KrisFlyer miles per Aussie dollar spent abroad.
At $700/year, this card certainly isn’t for everybody, but in return for that fee you’ll also receive a complimentary Priority Pass Prestige airport lounge membership worth US$409 (A$545), a free hotel night each year, two limousine airport transfers, upgraded hotel status and more.
Honourable mention: American Express Platinum Charge Card
The iconic American Express Platinum Charge Card also churns out the equivalent of one KrisFlyer mile per dollar spent on everyday charges (delivered as one Membership Rewards Ascent Premium point), but twice that amount that that on all airline, hotel, travel and overseas spend.
Dining out at most Australian restaurants also attracts three Ascent Premium points (equal to three KrisFlyer miles), although payments to government bodies, insurers and utilities instead attract 0.5 Ascent Premium points per dollar (0.5 KrisFlyer miles).