Use AMEX Membership Rewards points to offset everyday purchases

Use AMEX Membership Rewards points to offset everyday purchases

American Express cardholders who earn points in the Membership Rewards scheme can now redeem those points on the fly against purchases on their credit card.

Simply load up the AMEX Australia app for iPhone or Android, click on a transaction you’d like to pay for with points and then lock everything in: it’s that simple.

Crowned ‘Pay for Charges’, you’ll get at least $7 of actual cash value from every 1,000 MR points, with some transactions – such as that above with Woolworths – delivering up to $8.05 per 1,000 points.

The new feature is part of a broader upgrade to the American Express mobile app which in recent times has gained support for AMEX Offers: allowing cardholders to save more money by receiving instantaneous statement credits after spending above certain amounts at certain retailers.

Among the current offers, $50 back when charging $250 or more to your card at any Australian Hilton or DoubleTree by Hilton hotel, $40 back after spending $125 or more with H&R Block and $15 back on payments made through HICAPS medical terminals.

Direct-earn frequent flyer cards such as the Qantas American Express Discovery and American Express Velocity Escape aren’t eligible for the ‘Pay for Charges’ scheme, nor are bank-issued AMEX cards from the likes of ANZ, Commonwealth Bank, NAB and Westpac.

Also read: American Express Membership Rewards explained

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Chris Chamberlin
Chris Chamberlin is a senior journalist with Australian Business Traveller and lives by the motto that a journey of a thousand miles begins with a single step, a great latte, a theatre ticket and a glass of wine!
 

3 comments

  • Propofol88

    Propofol88

    2 Sep, 2015 10:20 am

    15000 MR points for $123 credit? I'd rather transfer that to my Velocity account and book a one way Adelaide to Melbourne sector in business class that's worth $585. Better bang for points IMO. 

    No member give thanks

  • tmk

    tmk

    2 Sep, 2015 02:15 pm

    Wow that's an appalling use of points. If anyone reading this values their MR points at 0.7 cents a pop and is thinking of using them for this purpose sell them to me instead!

    No member give thanks

  • Propofol88

    Propofol88

    2 Sep, 2015 07:04 pm

    Seconded! 

    No member give thanks

Guest

21 Jul, 2019 04:31 am

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