If you’re hunting for a new Qantas Frequent Flyer credit card, this month’s top offers place over 1.2 million bonus Qantas Points on the table, with as many as 120,000 points to be had from a single card application.
As it happens, many of the cards with the highest bonus point offers also have some of the highest earning rates as you continue to spend, so here’s what’s currently topping the charts from American Express, ANZ, Bank of Melbourne, BankSA, Citibank, NAB, Qantas Money, St. George and Westpac.
1. Westpac Altitude Black cards, American Express Platinum Business Card
Sharing this month’s gold medal is the new Westpac Altitude Black American Express + World Mastercard credit card combo for individual applicants, and the American Express Platinum Business Card for business owners, each offering up to 120,000 bonus Qantas Points.
Westpac provides those points in two chunks: first, as 80,000 bonus Qantas Points when you apply by October 23 2018 and spend $3,000 on eligible purchases using the Altitude Black Mastercard within 90 days of card approval, plus a further 40,000 Qantas Points when spending a separate $3,000 on eligible purchases using the American Express card within the same period.
Using that AMEX card, you can also earn 2.25 Qantas Points per $1 spent directly with Qantas; 2 Qantas Points per $1 spent overseas; 0.5 Qantas Points per $1 spent on government payments; and 1.25 Qantas Points per $1 everywhere else. Whip out the Mastercard and you’ll earn a flat 0.75/$1 instead.
Run your own business? Then look to the American Express Platinum Business Card, with 120,000 bonus points on the table for new AMEX customers who apply by July 2 2018 and whack at least $5,000 of business expenses onto the card during the first two months, on top of the card's $1,500 annual fee.
You’ll first earn that bounty as 120,000 Membership Rewards Ascent Premium points, which can then be converted to Qantas at a 1:1 rate (120,000 Qantas Points) – plus, take home two points per dollar spent on a range of purchases such as travel expenses, advertising and computer equipment, and one point per dollar spent on most other charges.
2. AMEX Qantas Business Rewards, NAB Qantas Rewards Signature
Close behind with offers of 100,000 bonus Qantas Points are the AMEX Qantas Business Rewards and NAB Qantas Rewards Visa Signature credit cards.
Business owners could apply for the AMEX Qantas Business Rewards card by July 2 2018, spend $3,000 on purchases within the first two months and pay an annual fee of $450 to earn that bonus, along with an earn rate of up to 1.25 Qantas Points per dollar spent on everyday purchases.
Alternatively, NAB's offer runs for new applicants until June 17 2018, when you pay a $395 annual fee and spend $4,000 on everyday purchases within 60 days of account opening. A similar deal is also available via NAB's comparable Qantas Business Signature Card for entrepreneurs.
3. St. George Amplify Signature Visa credit card
Taking out this month’s bronze is the St. George Amplify Signature Visa credit card’s offer of 90,000 bonus Qantas Points for new customers who apply by September 26 2018, spend $4,000 on purchases within 90 days of card approval and pay a $279 annual fee, while also earning up to 0.825 Qantas Points per $1 spent.
Just make sure you select ‘Amplify Qantas’ as your loyalty option if Qantas Points are the goal, which promises 0.75 Qantas Points/$1 spent each month, plus a 10% ‘birthday bonus’ in the month of your birthday on all the points you’ve earned on the card over the past year (excluding the sign-up bonus), taking your total haul to 0.825 points per $1.
If you prefer, Bank of Melbourne and BankSA have same offer on the Bank of Melbourne Amplify Signature Visa and the BankSA Amplify Signature Visa credit cards – which, like St. George, are both backed by Westpac Group – and these cards have the same frequent flyer earning rates and fees.
4. American Express Platinum Charge Card, Qantas Premier Platinum credit card
Next up: the iconic American Express Platinum Charge Card, plus Qantas Money’s Premier Platinum credit card – both offering 80,000 Qantas Points for eligible new customers.
Through American Express, the offer grants 80,000 Ascent Premium points (on-par with 80,000 Qantas Points) when you apply, spend $3,000 on the card within the first three months and pay an annual fee of $1,200, while also earning up to three points per dollar spent (such as at restaurants).
Qantas Money instead dishes out your 80,000-point bonus in two stages: 40,000 bonus Qantas Points when spending $3,500 in the first month, and a further 40,000 bonus points after spending the same in the second month, when you apply by June 30 2018 and pay an annual fee of $299.
5. ANZ Frequent Flyer Black Visa, Westpac Altitude Platinum
Closing out this month’s top five offers are ANZ and Westpac, with up to 75,000 bonus Qantas Points on the table with a new ANZ Frequent Flyer Black Visa or Westpac Altitude Platinum AMEX + Visa card combo.
In addition to points, ANZ’s offer also includes $200 back on your statement when you apply and make an eligible purchase in the first three months (reducing the 'cost' of the card's $425 annual fee to $225 in the first year), with card spends providing one Qantas Point per $1 spent up to $7,500 per monthly statement period, and 0.5 Qantas Points per $1 spent thereafter.
Westpac’s deal again breaks its bonus offer into two chunks: first, 60,000 bonus Qantas Points when you apply for the card pair by October 23 2018 and spend $3,000 on eligible purchases using the Altitude Platinum Visa within 90 days of card approval.
That’s followed by 15,000 bonus Qantas Points after spending an additional $3,000 on eligible purchases using the American Express Westpac Altitude Platinum Card within 90 days of card approval, for a grand total of up to 75,000 Qantas Points: plus, with no annual card fees to pay in the first year (although a $50/year Qantas Rewards fee is still payable when earning Qantas Points).
Some of the other offers on the table this month include 70,000 bonus Qantas Points with Citibank's Citi Qantas Prestige Visa credit card (after your first spend within 90 days from card approval); 65,000 Qantas Points + $150 back on your statement on the ANZ Frequent Flyer Platinum Visa (after your first eligible spend in the first three months), and 60,000 Qantas Points on the St. George Amplify Platinum Visa (spend $3,000 within 90 days of card approval via ‘Amplify Qantas’), among others.