November's top Qantas Frequent Flyer credit card sign-up deals

November's top Qantas Frequent Flyer credit card sign-up deals

It might only be November, but Christmas is just around the corner: and if you're already in the market for a new credit card, why not give yourself an early Christmas present by taking home a hoard of bonus frequent flyer points to spend on your next holiday getaway?

Across this month's top offers from American Express, ANZ, Bank of Melbourne, BankSA, St. George and Westpac a whopping 725,000 Qantas Points are on the table, with as many as 90,000 points given in return for a single personal card application, or an even-higher 120,000 points with just one business card.

Bonus points are normally given after spending a certain amount when you first get a card, so putting all of your Christmas shopping and other holiday costs onto your chosen card could get you across the line even faster: so without delay, take a peek at this month's top offers.

1. American Express Platinum charge cards

Continuing its reign at the top of the pile is the American Express Platinum Business Card with its offer of 120,000 bonus Qantas Points when you apply by November 30 2017, pay a $1,500 annual fee and charge at least $5,000 of everyday business expenses to the card within the first two months.

That generates 120,000 Membership Rewards Ascent Premium points, which are convertible into Qantas Points at a 1:1 rate – but if you're not a business owner, American Express' personal Platinum Charge Card isn't far behind with an offer of 80,000 bonus Qantas Points (granted as 80,000 Ascent Premium points, which you'll later convert).

They're earned after paying a $1,200 annual fee and spending $1,500 on purchases within the first three months, while you can also pocket up to three Ascent Premium points (three Qantas Points) per dollar spent on that spend, while the business card churns out up to two points per dollar spent.

2. American Express Qantas Business Rewards Card

Another charge card option for business owners is the new American Express Qantas Business Rewards Card, tempting with a generous 100,000 bonus Qantas Points via the Qantas Business Rewards scheme when you apply by January 31 2018, are approved and spend $3,000 on eligible purchases within the first two months.

You'll also fetch two Qantas Points per dollar spent on selected Qantas purchases (such as Qantas flights and lounge membership), 1.25 Qantas Points per dollar spent on most other everyday purchases, and 0.5 Qantas Points per dollar spent on utility, insurance and government payments (including to the ATO).

In return for a single $450 annual fee, businesses can issue up to 99 supplementary cards on the account at no extra charge – such as for employees to use for their business-related purchases – with all points earned being credited to the company's Business Rewards account, and from there, they can be converted into personal Qantas Frequent Flyer points as desired at a 1:1 rate.

3. St. George Amplify Signature Visa credit card

Taking out the bronze medal this month is an offer of 90,000 bonus Qantas Points with the $279/year St. George Amplify Signature Visa credit card, but which are delivered in two chunks rather than all at once.

At first, you'll earn 60,000 bonus Qantas Points as a new cardholder when you apply by November 22 2017 and spend $3,000 on purchases within 90 days of card approval, followed by an extra 30,000 bonus Qantas Points in the second year when you pay the card's annual fee once more, delivering an overall bounty of 90,000 bonus Qantas Points.

By choosing the 'Amplify Qantas' rewards option to earn Qantas Points, cardholders can pick up 0.75 Qantas Points per $1 spent on eligible purchases plus a 10% 'birthday bonus' provided in the month of the primary customer's birthday, being 10% of the points earned over the past 12 months (or part thereof), elevating the true earn rate to 0.825 Qantas Points per dollar spent, uncapped.

This same offer is also available via the near-identical Bank of Melbourne Amplify Signature Visa and the BankSA Amplify Signature Visa credit cards, while competitor NAB is also offering 90,000 bonus Qantas Points via its NAB Qantas Rewards Visa Signature credit card when spending $4,000 within the first 90 days, although that offer expires on November 12 – before even the middle of November – unless extended.

4. Westpac Altitude Black American Express, Mastercard credit cards

Having decreased from its previous offer of up to 100,000 bonus Qantas Points, Westpac is now providing new cardholders 80,000 bonus Qantas Points via the Altitude Black AMEX + Mastercard combo, and a reduced annual fee of $250 (rather than the full $395) in the first year: a little more expensive than the previous $195/year offer, however.

You'll get those points when applying by January 31 2018 and spending at least $5,000 on eligible purchases within the first 90 days following card approval, plus 1.25 Qantas Points per dollar spent when using the AMEX and 0.625 Qantas Points per dollar spent via the Mastercard, uncapped, but with the exception of payments to the ATO which earn no points.

5. ANZ Frequent Flyer Black Visa credit card

Next in line is ANZ's Frequent Flyer Black Visa credit card, pairing a generous 75,000 bonus Qantas Points with 75 bonus status credits as well, which could help you climb through the Silver, Gold or even Platinum frequent flyer tiers atop the status credits you're already earning from flying.

Those bonus points can be yours after spending $2,500 on eligible purchases in the first three months, with no annual fee in the first year either (normally $425) – while those status credits come your way when you apply and are approved by January 24 2018 and then book and take a return Qantas flight by May 31 2018.

Using this card also delivers one Qantas Point per $1 spent on eligible purchases up to $7,500 per monthly statement period, then 0.5 Qantas Points per $1 spent thereafter (excludes ATO payments which award no points).

There's a minimum income requirement of $75,000/year and a minimum credit limit of $15,000, so if you may not qualify, consider instead the ANZ Frequent Flyer Platinum Visa which offers 65,000 bonus Qantas Points in return for the same spending requirements and also with no annual fee in the first year, although sans any bonus status credits.

Also offering 75,000 bonus Qantas Points this month (although no bonus status credits) is the Qantas Premier Mastercard, when you apply by January 31 2018 and spend $3,000 or more within 90 days of card approval.

Chris Chamberlin

Chris Chamberlin (ChrisCh)

[email protected] / @ChamberlinChris

Australian Business Traveller journalist Chris Chamberlin lives by the motto that a journey of a thousand miles begins with a single step, a great latte, a theatre ticket and a glass of wine!
 

6 Comments

  • Hassan9033

    Hassan9033

    1 Nov, 2017 01:05 pm

    Thanks Chris for an excellent post.
    Just in terms of comparison for customer service,
    St. George vs Bank of Melbourne- who would you rate higher ?
    They both have got this 90k qantas points offer currently.
    Kind Regards.
    No member give thanks

  • Chris Chamberlin

    ChrisCh

    1 Nov, 2017 01:44 pm

    Hi Hassan, as a media outlet, we can't provide you with 'personal financial advice' (which is what your question seeks), and we don't 'rate' or endorse one card issuer over another: we simply publish factual articles based on publicly-available information: in this case, a ranking of the top Qantas credit card sign-up offers in the market right now. Readers need to make their own decisions when choosing to apply (or not to apply) for a financial product. :)
    No member give thanks

  • Hassan9033

    Hassan9033

    1 Nov, 2017 05:15 pm

    Thanks for the reply Chris.
    Sorry if my question "was deemed" asking for personal financial advice- which i am definitely not after...
    No member give thanks

  • Chris Chamberlin

    ChrisCh

    1 Nov, 2017 05:18 pm

    No dramas - we'd like to help but there are laws we need to follow when it comes to financial products.
    Member who gave thanks

    Hassan9033

  • Hassan9033

    Hassan9033

    1 Nov, 2017 05:32 pm

    I do understand that..
    No member give thanks

  • romaau

    romaau

    1 Nov, 2017 09:34 pm

    StGeorge = NSW brand
    Bank of Melbourne = Victoria brand
    It's the same bank.

    No member give thanks

  • Hassan9033

    Hassan9033

    1 Nov, 2017 01:08 pm

    Also you mentioned for St. George- get an additional 30k qantas points when you pay the "fees once more".
    I think its free for he 1st year and in the second year they charge 279$ and give 30k points.
    Please correct me if i am wrong.
    No member give thanks

  • Chris Chamberlin

    ChrisCh

    1 Nov, 2017 01:40 pm

    There's no fee waiver in the first year as you're describing for St. George: an annual fee of $279 applies, as per the article and the St. George website.
    No member give thanks

  • Hassan9033

    Hassan9033

    1 Nov, 2017 05:16 pm

    Thanks for the clarification...
    No member give thanks

  • Howard Heng

    duck2h

    2 Nov, 2017 11:41 am

    The ANZ black card's term and condition states "...Not available in conjunction ... where you currently hold or have closed an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card within the previous twelve months. This offer applies only once per eligible customer."

    So If I held and closed my previous ANZ black card 13 months ago, I will still be ineligible because of the second part of the terms?

    No member give thanks

  • Chris Chamberlin

    ChrisCh

    2 Nov, 2017 12:04 pm

    Hi Duck, that's a question you'd need to ask ANZ: as above, we can't provide readers with personal financial advice (which includes providing personalised interpretations of the terms and conditions of financial products).
    No member give thanks

  • Ian Duncan

    Ianrduncan

    3 Nov, 2017 04:24 pm

    Any plans for November Best Velocity Cards article?
    No member give thanks

  • Chris Chamberlin

    ChrisCh

    3 Nov, 2017 04:32 pm

    Yes, next week.
    No member give thanks

  • Ian Duncan

    Ianrduncan

    3 Nov, 2017 05:23 pm

    Thanks. With the NAB Platinum Velocity Amex card about go a lot of Velocity folks will be looking for an alternative..
    No member give thanks

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20 Nov, 2017 01:18 pm

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