Practically every bank in Australia issues credit cards that can earn Qantas frequent flyer points, but a choice bunch also dish out hefty sums of bonus points for new customers as an incentive to sign on the dotted line – or these days, enter their PIN.
We've rounded up the top five sign-up deals this November, and between them, there's 355,000 Qantas Points on the table, with up to 100,000 points gained from a single application.
While it's generally unwise to apply for each and every credit card that takes your fancy, if your wallet needs a spruce-up, it pays to consider a card with both a solid welcome bonus and a great everyday earning rate for frequent flyer points.
1. American Express Platinum Charge card
Unlike most Qantas-earning cards which automatically deposit your frequent flyer points each month, you're free to convert from MR points to Qantas Points as desired on a 1:1 basis, or even to nine other frequent flyer programs and two hotel schemes, in exchange for the card's admittedly pricey $1,200/year annual fee.
After earning the generous welcome bonus you'll continue to earn three MR points per dollar at participating Australian restaurants; two MR points with airlines, hotels, cruise lines, tour companies, travel agents and when abroad; 0.5 MR points with utilities, most insurance companies and government bodies; and one MR everywhere else.
2. ANZ Qantas Frequent Flyer Black, Platinum cards
With Black, make an eligible purchase within the first three months and those points are yours – and for Platinum, the same rules are true.
Thereafter, both the Platinum and Black American Express cards earn 1.5 Qantas Points per dollar spent, while the accompanying Black Visa earns 0.75 Qantas Points and the Platinum Visa a lower 0.5 Qantas Points on the same.
3. Citi Prestige Visa Infinite credit card
Temping travellers with 70,000 bonus points is the $700/year Citi Prestige Visa Infinite card, and by linking your card to Qantas for an extra $49/year, your 70,000 bonus points are swept across to the Red Roo on a 1:1 basis.
Simply apply by December 31 2015 and use your card at least once within the first three months to activate the bonus offer – and if you eventually jump to a different frequent flyer program, the card can also earn points or miles with Virgin Australia, Singapore Airlines and more.
Assuming Qantas Points are your goal, you'll continue to earn one Qantas Point per dollar spent both at home and abroad.
4. NAB Qantas Rewards Premium credit cards
NAB's top-end Qantas frequent flyer cards, dubbed Qantas Rewards Premium, are also churning out points this November with a sizeable sign-up bonus of 60,000 points.
You'll earn that bonus by applying on the NAB website by February 14 2016 and spending $1,500 on everyday purchases within the first 90 days, which is easily achieved at only $125/week.
Beyond the bonus you'll boost your points balance the most by using NAB's Qantas Rewards Premium American Express and earning 1.5 Qantas Points per dollar spent, while the attached Visa also earns 0.5 Qantas Points per dollar.
5. Citibank Qantas Visa Signature credit card
Another entrant from Citibank: the Qantas Visa Signature card, this time with a more reasonable $299/year annual fee, plus a $49/year fee to earn Qantas Points, with a return of 50,000 bonus Qantas Points.
As with the Citi Prestige, you'll again have until the end of the year to apply via the Citibank website, with 50,000 Qantas Points awarded alongside your first purchase.
You’ll also have three months to make that payment from the date your account is opened and will also pick-up one Qantas Point per dollar spent on everyday purchases.
Follow Australian Business Traveller on Twitter: we're @AusBT