March's best Qantas Frequent Flyer credit card sign-up deals

March's best Qantas Frequent Flyer credit card sign-up deals

The leaves may soon start falling from the trees, but so far this autumn, Australia's credit card sign-up deals remain as hot as summer, with up to 150,000 bonus Qantas Points from a single card application, and almost 1.5 million bonus frequent flyer points on the table from these offers alone.

Without further ado, take a look at this month's top Qantas credit card offers from American Express, ANZ, Bank of Melbourne, BankSA, Citibank, HSBC, NAB, Qantas Money, St. George and Westpac.

1. American Express Platinum charge cards

Taking home the trophy this month, the American Express Platinum Business Card's huge offer of 150,000 bonus Qantas Points for new AMEX cardholders who apply by March 29 2018 and spend $5,000 or more on everyday business expenses using the card within the first three months, while paying a $1,500 annual fee.

Those points come as 150,000 Membership Rewards Ascent Premium points, which can be manually converted into Qantas Points at a 1:1 rate. However, even if you're not running your own business, you could instead take advantage of the AMEX's Platinum Charge Card's offer of 80,000 bonus Qantas Points, essentially being the personal version of the same card.

Like the business card, personal shoppers receive 80,000 Ascent Premium points after applying, paying a $1,200 annual fee and spending $1,500 on purchases within the first three months: also earning up to three Qantas Points per $1 spent via the Ascent Premium scheme, while business cardholders can earn up to two points per dollar spent.

2. Qantas AMEX Ultimate, AMEX Qantas Business Rewards, NAB Qantas Rewards Signature

With solid offers of 100,000 bonus Qantas points, the Qantas AMEX Ultimate, AMEX Qantas Business Rewards and NAB Qantas Rewards Visa Signature credit cards are also dressed to impress this month.

With the Qantas AMEX Ultimate credit card, you'd need to apply by April 9 2018, spend $3,000 on purchases within the first three months and pay a $450 annual fee, with the card also delivering 1.5 Qantas Points per $1 spent on most purchases alongside other perks like a $450 Qantas Travel Credit every year to negate the annual fee.

Business owners could instead aim for the AMEX Qantas Business Rewards card: applying by March 29 2018, spending at least $3,000 on purchases within two months of card approval and paying an annual fee of $450 to earn the same bonus, while also collecting up to 1.25 Qantas Points per dollar spent on everyday business buys.

Over at NAB, you'd need to apply by June 17 2018, pay a $395 annual fee and spend $4,000 on everyday purchases within 60 days of account opening. An identical offer is also available on the bank's Qantas Business Signature Card for business owners, except for the annual fee which is lower at $295 on the business card.

3. St. George Amplify Signature Visa credit card

St. George remains on the podium this month with a great offer of 90,000 bonus Qantas Points on the bank's Amplify Signature Visa credit card: yours when you apply by April 18 2018, spend $5,000 on purchases within 90 days of card approval and pay a $279 annual fee, while also earning up to 0.825 Qantas Points per $1 spent.

Just be sure to choose ‘Amplify Qantas’ as your loyalty option if Qantas Points are the goal, which promises 0.75 Qantas Points per $1 spent each month, plus a 10% ‘birthday bonus’ awarded in the month of your birthday on all the points you’ve earned on the card over the past year (except for the sign-up bonus), taking your total haul to 0.825 points per $1.

If you prefer to bank with the Bank of Melbourne or BankSA – which, like St. George, are both part of the Westpac Group – you can avail of the same offer through the Bank of Melbourne Amplify Signature Visa and the BankSA Amplify Signature Visa credit cards, which also have the same frequent flyer earning rates and fees.

4. Westpac Altitude Black World Mastercard credit card

Close behind St. George is Westpac, tempting travellers with 80,000 bonus Qantas Points on the bank's Altitude Black World Mastercard, for customers who apply by June 11 2018 and spend $5,000 on the card within 90 days of card approval.

You'll also pay a reduced annual fee of $250 in the first year, instead of $395. From April 4 2018, $250/year becomes the 'normal' annual fee too, although a separate annual charge of $50 will apply to those earning Qantas Points, taking the total ongoing cost to $300 per year – but which is still cheaper than the previous, all-inclusive price of $395.

Spending on the card under the 'Altitude Qantas' rewards option currently provides 0.625 Qantas Points per $1 spent, but from April 4, that's pleasingly increasing to 0.75 Qantas Points per $1 spent, with no points capping or tiering to get in your way.

5. ANZ Frequent Flyer Black Visa, Qantas Premier Platinum Mastercard

Both ANZ and Qantas Money have similar offers on the table this month, teasing 75,000 bonus Qantas Points with a new ANZ Frequent Flyer Black Visa or Qantas Premier Platinum Mastercard.

With ANZ, you'll pay no annual fee in the first year (a $425 saving) when you apply and spend $2,500 on eligible purchases within three months, on which you'll also get one Qantas Point per $1 spent up to $7,500 per month, and 0.5 Qantas Points per $1 spent thereafter.

Or, look to the Qantas Premier Platinum card for a reduced annual fee of $149 in the first year ($299 ongoing) for customers who apply by March 31 2018 and spend $3,000 within 90 days of card approval.

Citibank’s Citi Qantas Prestige Visa credit card has a close offer of 70,000 bonus Qantas Points for new customers, but with a high minimum income requirement of $150,000/year and a minimum credit limit of $30,000, it's not a card that's easy to qualify for.

Other reasonable deals on the table this month include an offer of 65,000 Qantas Points on the ANZ Frequent Flyer Platinum Visa with no annual fee in the first year (spend $2,500 within the first three months), and 60,000 Qantas Points on the HSBC Platinum Qantas Visa (spend $3,000 within three months), St. George’s Amplify Platinum Visa (spend $3,000 within 90 days of card approval via ‘Amplify Qantas’), and Westpac Altitude Platinum (spend $3,000 within 90 days of card approval via ‘Altitude Qantas’).

Chris Chamberlin

Chris Chamberlin (ChrisCh)

[email protected] / @ChamberlinChris

Australian Business Traveller journalist Chris Chamberlin lives by the motto that a journey of a thousand miles begins with a single step, a great latte, a theatre ticket and a glass of wine!


  • obanpointer


    12 Mar, 2018 06:38 pm

    Hi chris What would be the best Amex option with uncapped points? I am about to loose my Westpac option in april and spend 600 000 to 700 000 a year on the card. I have found amex themselves very unhelpful with their credit card options offering me a 10k credit limit!! with an increase of 20% if I ask really nicely. I have an amexto send a few points to velocity but my status is with QFF

    No member give thanks

  • Chris Chamberlin


    13 Mar, 2018 05:24 pm

    Hi obanpointer, as a media outlet, we can't provide readers with personal financial advice: we can simply publish factual stories based on general product information, as we've done here.
    No member give thanks

  • Shark bait

    Shark bait

    15 Mar, 2018 11:31 am

    All the AMEX options above have ‘negatives’:
    AMEX Platinum charge card: only 1 QFF point per dollar.
    AMEX Qantas Business charge card: 1.25 QFF point per dollar but dynamic spend limit ‘Dynamic limit that changes with your payments with spend potential of up to 125K in the first year, 187K thereafter‘. These limits might affect you because of your yearly spend.
    QANTAS AMEX Ultimate credit card: best 1.5 QFF points per dollar BUT crap credit card limits, and inability to preload card (like you could with bank issued credit cards) due to AMEX not being a financial bank and them claiming it’s a potential laundering of cash to do so.
    The wild card will be the Westpac AMEX issued card. Details are still sketchy.
    My opinion obanpointer.... you have too much money and you need to spend more on me! At least buy me more coffee (I already have a headache writing this).
    Good luck with your choice!!
    No member give thanks

  • 346


    16 Mar, 2018 09:23 am

    AMEX explorer is a good option.
    No member give thanks

  • Shark bait

    Shark bait

    16 Mar, 2018 10:22 am

    Amex Explorer won’t suit obanpointer. He’s after QFF points. Plus it’s still essentially an AMEX credit card and they are only offering him a 10k limit. I little low for his current yearly spend.
    No member give thanks

  • rockangel007


    14 Mar, 2018 04:04 pm

    I have found that the main problem with bank issued cards (not the AMEX issued cards - I have a couple of those) is the restrictive and inflexible income proof requirements for a personal card. They will only accept payslips (useless for self employed) or ATO notices of assessment but as anyone knows, most people who actually earn a much higher income than normal do not have that income declared to the ATO in their personal tax return, they use legal means of distributing that income tax effectively. Yes we are with one private bank that bypasses that but when you are looking at "churning" cards between banks to get the sign up bonuses that isn't much help either. Maybe I should just stop being greedy with my points? or can someone point me in the direction of a bank that will take accountants declarations and the like rather than just ATO assessments or payslips.
    No member give thanks

  • 346


    16 Mar, 2018 09:31 am

    So you want to be able to show a trust tax return, to which you are a beneficiary for proof of individual income, regardless of whether you received a distribution or not?
    I can definitely see why the bank wouldn't accept that tbh
    No member give thanks

  • EdS


    16 Mar, 2018 03:56 pm

    I'm an ex-pat Scots with family and friends in Glasgow. The DBX-GLA link is wonderful. No need to suffer the excruciating travel through LHR terminals if you are on a connecting flight. I also have friends and family in Spain and Germany so DBX is a great hub to MAD and FRA, not forgetting the sybaritic pleasures of the first class lounge in DBX. I will be travelling through DBX, even if it costs more on a codeshare QANTAS ticket. Return flight may be optional but the Singapore lounge worries me.
    No member give thanks


21 Mar, 2018 02:43 am

American Express
Qantas Ultimate


Bonus Qantas Points

when you apply online by 9 April 2018, are approved and spend $3,000 on your new Card within the first 3 months of Card membership

Apply Now

Receive $450 Qantas Travel Credit each year. T&Cs. Click here to apply. 

ANZ Frequent Flyer Black


Bonus Qantas Points

Receive 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months and $0 annual fee for the first year.

Apply Now

T&Cs. Click here to apply. Get a response in 60 seconds.

American Express
Velocity Platinum


Bonus Velocity Points

Receive 50,000 bonus Velocity Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months.

Apply Now

T&Cs. Click here now.


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