Getting the new financial year off to a rewarding start, this month's top Qantas Frequent Flyer credit card sign-up deals place over 1.1 million Qantas Points on the table, with a single card application pocketing six figures worth of bonus points.
Of course, that's only the beginning – continue to spend on a points-earning credit card and that next free flight or upgrade to business class gets even closer, as you're rewarded twice: both at the beginning, and when you keep spending on your card.
Here are July 2018's top Qantas Frequent Flyer credit card sign-up deals, covering offers from American Express, ANZ, Bank of Melbourne, BankSA, Citibank, NAB, Qantas Money, St. George and Westpac.
1. Westpac Altitude Black cards, American Express Platinum Business Card
Topping the charts this month, the Westpac Altitude Black American Express + World Mastercard credit card combo and the American Express Platinum Business Card, with up to 120,000 bonus Qantas Points on the table.
Westpac splits that offer into two chunks, beginning with 80,000 bonus Qantas Points when you apply by October 23 2018 and spend $3,000 on eligible purchases within 90 days of card approval using the Altitude Black Mastercard (issued and serviced by Westpac).
That's joined by 40,000 bonus Qantas Points when spending a separate $3,000 on eligible purchases within the same 90-day period using the American Express Westpac Altitude Black Card (issued and serviced by American Express), on which you can also earn 1.25 Qantas Points per $1 spent on most everyday purchases in Australia.
Business owners with the American Express Platinum Business Card could instead net 120,000 bonus points in the Membership Rewards Ascent Premium scheme when applying by August 29 2018 and spending at least $5,000 on purchases in the first two months, with those points converting into Qantas Points at a 1:1 rate.
The card carries a $1,500 annual fee, but up to 99 additional cardholders can be attached to the account at no extra cost, with your business also earning up to two frequent flyer points per dollar spent on many everyday expenses like travel, business lunches, advertising and computer equipment purchases.
2. NAB Qantas Business Signature Visa
Next in line but still with six figures of bonus points, the NAB Qantas Business Signature Visa credit card, with an even 100,000 Qantas Points.
Traders need to apply by October 7 2018 and spend $5,000 on everyday business purchases within 60 days of account opening to pocket their bonus points, with a $295 annual fee also payable.
3. St. George Amplify Signature Visa, NAB Qantas Rewards Signature Card
Offering 90,000 bonus Qantas Points this month: the St. George Amplify Signature Visa, and the personal, $395/year NAB Qantas Rewards Signature Card.
With St. George, you'd need to apply by October 2 2018, select 'Amplify Qantas' as your loyalty option, spend $4,000 on purchases within 90 days of card approval and pay a reduced annual fee of $179 (normally $279), while also earning 0.75 Qantas Points per $1 spent on everyday purchases, plus a 10% 'birthday bonus' awarded in the month of your special day, taking that to 0.825 Qantas Points per $1 spent.
NAB's offer instead requires new cardholders to spend $4,000 on everyday purchases within 60 days of account opening, with an annual fee of $395 and an earn rate of one Qantas Point per $1 spent up to $5,000 per month, and 0.5/$1 on monthly spends of $5,001-$20,000.
4. American Express Platinum Charge Card, Qantas Premier Platinum credit card
Tempting with offers of 80,000 Qantas Points: the iconic American Express Platinum Charge Card, and Qantas Money’s Premier Platinum credit card.
AMEX provides 80,000 bonus Membership Rewards Ascent Premium points (convertible into 80,000 Qantas Points) to eligible new customers who apply, spend $3,000 on the card within the first three months and pay a $1,200 annual fee. Cardholders can also earn up to three points per dollar spent (such as at most AMEX-accepting Australian restaurants).
Qantas Money instead splits your 80,000 bonus points into two chunks, when you apply by August 31 2018 and pay a $299 annual fee, with 40,000 bonus points awarded to new customers who spend $3,500 on the card in the first month, followed by an additional 40,000 bonus points in the second month after spending the same amount again.
5. ANZ Frequent Flyer Black Visa, Westpac Altitude Platinum
Apply for ANZ and you could earn that bonus – plus $200 back on your statement (reducing the $425 annual fee to $225 in the first year) – after your first eligible purchase within the first three months, along with one Qantas Point per $1 spent up to $7,500 per monthly statement period (0.5/$1 thereafter).
Over at Westpac, its Platinum-grade deal mirrors the Altitude Black combo by splitting your bonus points into two chunks: firstly, with 60,000 bonus points for new customers who apply for the Altitude Platinum card combo by October 23 2018 and spend $3,000 on eligible purchases within 90 days of card approval using the Altitude Platinum Visa (issued and serviced by Westpac).
Separately, you could also earn 15,000 bonus Qantas Points after spending $3,000 on eligible purchases within 90 days of card approval using the using the AMEX Westpac Altitude Platinum Card (issued and serviced by American Express), for a grand total of up to 75,000 bonus Qantas Points.
There's a $50/year Qantas Rewards Fee you'll need to pay as well, although the usual $150 annual fee on the Altitude Platinum Visa and the separate $50 annual fee on the Altitude Platinum AMEX are currently waived in the first year, cutting the usual yearly cost of $250 down to just $50.
Some of the other offers on the table this month include 70,000 bonus Qantas Points with Citibank's Citi Qantas Prestige Visa credit card (after your first spend within 90 days from card approval); 65,000 Qantas Points + $150 back on your statement via the ANZ Frequent Flyer Platinum Visa (after your first eligible purchase in the first three months), and 50,000 Qantas Points on the St. George Amplify Platinum Visa (spend $2,000 within 90 days of card approval via ‘Amplify Qantas’), among others.