How St. George's annual 'birthday bonus' boosts your points by 10%

How St. George's annual 'birthday bonus' boosts your points by 10%

The St. George Amplify Signature Visa credit card offers a nifty gift every year around the time of your birthday: a 10% bonus on all the credit card points you’ve earned over the past year.

It’s an easy way to take your points haul to the next level, and best of all, you don’t need to do anything to make it happen – within four weeks of your big day, these bonus points will automatically hit your Amplify Rewards account.

Put simply, you’ll begin by earning 1.5 Amplify Rewards points for every dollar you spend on purchases, equal to 0.75 Virgin Australia Velocity points, 0.75 Singapore Airlines KrisFlyer miles or 0.75 Malaysia Airlines Enrich miles when converted at a 2:1 rate: but this isn’t all.

Come birthday time, you’ll also get that generous 10% bonus, taking your points haul from 1.5 to 1.65 Amplify Rewards points per dollar spent – and that’s on-par with earning a higher 0.825 frequent flyer points for every $1 charged to the card over the past 12 months.

If you’re earning Qantas Points instead through St. George’s Amplify Qantas rewards option, it works in much the same way.

You’d begin by earning 0.75 Qantas Points per $1 spent directly in your Qantas Frequent Flyer account, and will receive your 10% points bonus into that same account around birthday time, giving you a total of 0.825 Qantas Points per $1 spent on purchases.

The only thing excluded from the birthday bonus are other types of bonus points the bank provides: such as the 90,000 Qantas Points or 90,000 Amplify Rewards points you can earn as a new cardholder when you apply before September 26 2018 and spend $4,000 on eligible purchases within 90 days of card approval.

That means you can’t earn a 9,000-point (10%) bonus on the sign-up figure just because your birthday rolls around, but for points earned in the ‘normal’ way such as from spending on the card, you’ll get a nice reward when cutting your birthday cake.

Taking the birthday bonus into account, a total overall earn rate of 0.825 KrisFlyer miles per $1 spent also makes this card the highest-earning Visa or Mastercard in Australia for KrisFlyer miles, for members who first earn Amplify Rewards points and later convert them into KrisFlyer miles.

Having no points capping or tiering keeps that true whether you spend a little or a lot every month, while a $279 annual fee applies.

If you’d prefer to transact with Bank of Melbourne or BankSA instead, the BoM Amplify Signature Visa and BankSA Amplify Signature Visa cards also feature the same sign-up bonus, earning rates, fees and birthday bonus: which, like St. George, are backed by Westpac Group.

Chris Chamberlin

Chris Chamberlin (ChrisCh)

[email protected] / @ChamberlinChris

Chris Chamberlin is a senior journalist with Australian Business Traveller and lives by the motto that a journey of a thousand miles begins with a single step, a great latte, a theatre ticket and a glass of wine!
Receive 55,000 Bonus Qantas Points
The Qantas American Express Ultimate Card

Receive 55,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months. 

Apply Now
  • Receive 55,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders
  • $450 Qantas Travel Credit each year. Use your Qantas Travel Credit for eligible international or domestic Qantas flights when you book and pay online at American Express Travel.
  • 2 American Express Airport Lounge entries each calendar year
  • 2 Qantas Club lounge invitations each year
  • Up to 44 Interest-free days and 20.74% p.a. interest rate on purchases
  • Get rewarded with up to 2.5 Qantas Points per $1 spent. There’s no cap on the amount of Qantas Points you can earn, plus American Express will transfer your points straight to your Qantas Frequent Flyer account each month
  • Earn 1.5 Qantas Points for every $1 spent on Card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent
  • Receive complimentary Qantas epiQure Premium Membership. This allows you to enjoy gourmet food, exceptional wines and exclusive access to food and wine events around Australia. 

Forgot Password

If you’ve forgotten your password, simply enter your email address below, then click 'Submit'. We’ll send you an email to re-activate your account and enter a new password.