It's the season of giving and only a week until Christmas, so if you've been thinking about a new credit card, why not consider one that includes a gift of bonus points for yourself?
After all, if you'll be using the card to buy presents for others or to book your family's holiday travel, you'll quickly earn your bonus points in no time, with up to 100,000 Qantas Points on offer with a new personal credit card, or an even-higher 150,000 bonus Qantas Points with a new business card.
Across this month's top deals from American Express, ANZ, Bank of Melbourne, BankSA, NAB, Qantas Money, St. George and Westpac, almost one million bonus Qantas frequent flyer points are on the table, so without further delay, here's what's making headlines this Christmas.
1. American Express Platinum charge cards
Closing out the year in first place, the American Express Platinum Business Card and its offer of 150,000 bonus Qantas Points for new cardholders who apply by March 29 2018 and use the card to spend at least $5,000 on everyday business expenses within the first three months, while paying a $1,500 annual fee.
Meet those rules and 150,000 Membership Rewards Ascent Premium points will be yours, which you can convert into Qantas Points at a 1:1 rate – but if you don't run your own business, American Express' personal Platinum Charge Card has an offer of 80,000 bonus Qantas Points (80,000 Ascent Premium points, which you can again convert to Qantas).
The personal card attracts a $1,200 annual fee and you need to spend $1,500 on purchases within the first three months for those bonus points, but you can also pocket up to three Ascent Premium points (three Qantas Points) per dollar spent, while the business card churns out up to two points per dollar spent.
2. AMEX Qantas Business Rewards Card, NAB Qantas Rewards Signature Visa
Tempting with cool offers of 100,000 bonus Qantas Points are the American Express Qantas Business Rewards Card for business owners, and the NAB Qantas Rewards Signature Visa for personal applicants.
Slip the AMEX into your wallet when applying by March 29 2018, and you can fetch those bonus points when spending at least $3,000 on the card within two months of card approval, plus up to 1.25 Qantas Points per dollar spent on everyday purchases against a $450 annual fee.
Or, spend $3,000 on everyday purchases within 60 days of account opening using NAB's card, pay a $395 annual fee, and you can also scoop up one Qantas Point per dollar spent up to $5,000 per month, and 0.5 Qantas Points per dollar spent on monthly purchases of $5,001-$20,000 (no points thereafter.
3. St. George Amplify Signature Visa credit card
Next up, the $279/year St. George Amplify Signature Visa credit card with an offer of 90,000 bonus Qantas Points, when you apply as a new cardholder by April 18 2018 and spend $5,000 on purchases within 90 days of card approval.
You can also pick up 0.75 Qantas Points per $1 spent on eligible purchases, uncapped, plus a 10% 'birthday bonus' in the month of your birthday, being 10% of the points earned on the card over the past 12 months (excluding sign-up bonus points), elevating the true earn rate to 0.825 Qantas Points per dollar spent.
Just choose 'Amplify Qantas' as your loyalty option rather than 'Amplify Rewards' to be sure you're earning Qantas Points – and the same applies to the near-identical Bank of Melbourne Amplify Signature Visa and the BankSA Amplify Signature Visa credit cards, which currently have the same sign-up offer.
4. Westpac Altitude Black Mastercard credit card
Not far behind and with an offer of 80,000 bonus Qantas Points is Westpac's Altitude Black Mastercard, which currently comes at an annual fee of $250 in the first year, reduced from $395.
(As of February 1 2018, Westpac has amended this offer to 60,000 Qantas Points, compared to 80,000 Qantas Points when this article was first published on December 1 2017.)
You'll get this new bonus when applying by June 11 2018 and spending at least $3,000 on eligible purchases within the first 90 days following card approval, and can earn 0.625 Qantas Points per $1 spent until April 4 2018.
From that date, the earn rate on the Mastercard is increasing to a more generous 0.75 Qantas Points per dollar spent.
5. ANZ Frequent Flyer Black Visa credit card
ANZ's Frequent Flyer Black Visa credit card also offers extra frequent flyer points – 75,000 bonus Qantas Points, in fact.
Spending $2,500 on eligible purchases in the first three months will get you across the line, and with no annual fee to pay in the first year (normally $425).
Using this card also delivers one Qantas Point per $1 spent on eligible purchases up to $7,500 per monthly statement period, then 0.5 Qantas Points per $1 spent thereafter (excludes ATO payments which award no points).
There's a minimum income requirement of $75,000/year and a minimum credit limit of $15,000, so if you may not qualify, consider instead the ANZ Frequent Flyer Platinum Visa which offers 65,000 bonus Qantas Points in return for the same spending requirements and also with no annual fee in the first year.