Christmas may be just around the corner, but there's still time to get yourself a nice present of frequent flyer points via this month's top credit card deals from American Express, ANZ, NAB and Westpac, which put close to half a million Qantas frequent flyer points on the table.
As an added bonus, American Express Australia has recently tweaked its sign-up rules: now, existing AMEX personal credit card customers can collect bonus points with a new AMEX personal charge card, and vice versa.
If you're new to American Express Australia, you can even earn bonus points on both a personal charge card and a personal credit card – including if you already have a bank-issued American Express card from ANZ, Commonwealth Bank, NAB or Westpac.
Whatever the case, if you're in the market for a new credit or charge card, consider treating yourself this December to a haul of frequent flyer points via the deals below.
1. Qantas American Express Ultimate Card
Slip a Qantas American Express Ultimate Card into your wallet this month and you could pocket up to 102,500 Qantas Points if you don't already hold a credit card issued directly by American Express Australia.
Simply apply by January 30 2017 and you'll nab 5,000 bonus Qantas Points with your first purchase, a round of 95,000 Qantas Points after spending at least $1,500 on the card within the first three months and a final 2,500 Qantas Points after your first spend with Qantas.
There's a $450 annual fee to pay as well, but that's partially offset by a free return Qantas domestic flight each year. Plus, you'll also earn three Qantas Points per dollar spent with Qantas and at most Australian restaurants, uncapped.
You can also earn two Qantas Points per dollar on other travel-related spend including with hotels, other airlines and on all overseas charges; 0.5 Qantas Points per dollar with utilities, most insurers and government bodies; and one Qantas Point per dollar everywhere else.
2. American Express Platinum Charge Card
Look to the iconic American Express Platinum Charge Card for a bonus 100,000 Membership Rewards Ascent Premium points, which can be converted into 100,000 Qantas Points at a 1:1 rate.
You'll pay $1,200/year for this card and also need to spend at least $1,500 on other purchases within the first three months to earn those bonus points, but will too enjoy a $300/year Platinum Travel Credit to spend on flights or hotels.
Excluding for the annual fee, every dollar spent on this card also delivers the equivalent of three Qantas Points at most Australian restaurants, two Qantas Points on travel and all overseas spend, 0.5 Qantas Points with utilities, insurers and government departments, and one Qantas Point elsewhere.
3. Westpac Altitude Black American Express, MasterCard credit cards
Another with a six-figure offer this month is Westpac's Altitude Black American Express + MasterCard duo, serving up 100,000 Qantas Points for eligible new customers against an annual fee of $395.
Just note that this isn't Westpac's standard deal of 50,000 bonus Qantas Points – you'll need to search Westpac's website to find and apply for this special 100,000-point offer – but those points can be yours when applying by January 5 2017 and spending at least $5,000 on either card within 90 days of approval.
Choose the 'Altitude Qantas' rewards option and you'll also reel in 1.5 Qantas Points per dollar spent worldwide via the AMEX also when using the Altitude Black MasterCard abroad, or a lower 0.625 Qantas Points per dollar via the MasterCard within Australia.
Two exceptions apply: you'll earn an extra Qantas Point per dollar on spend in Australia with Qantas (that's 2.5 Qantas Points per dollar via the AMEX), although ATO payments earn 0.75 Qantas Points per dollar on the AMEX and no points at all when using the MasterCard.
4. ANZ Qantas Frequent Flyer Black American Express, Visa credit cards
ANZ's Qantas Frequent Flyer Black American Express + Visa combo is dressed to impress with an offer of 75,000 Qantas Points when you spend $2,500 on eligible purchases within the first three months, with no annual fee for the first year (normally $425).
An 'eligible purchase' is normally one that attracts frequent flyer points (such as retail spend) rather than things like cash advances which don't – but you're free to use either card to reach that threshold, or a combination of both.
You'll also earn 1.5 Qantas Points per dollar spent when using the ANZ American Express and 0.75 Qantas Points per dollar spent when using the Visa, uncapped, except on ATO payments where no points are earned.
5. NAB Qantas Rewards Premium credit cards
Over at NAB, applying for a new Qantas Rewards Premium American Express + Visa pairing could also land you a nice 75,000 Qantas Points when applying by January 2 2017.
An annual fee of $250 covers both cards, while spending a further $1,500 on everyday purchases within the first 90 days will unlock that cool serving of bonus points, with that spend again possible on either card or in combination.
Every dollar spent via the AMEX also earns 1.5 Qantas Points per dollar with the Visa churning out a lower 0.5 Qantas Points per dollar, although no points are earned on ATO payments or after spending $25,000 in a single monthly statement period.
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