Spring is at our doorstep, and the country's top Qantas Frequent Flyer credit cards are getting into the spirit through some seriously hot offers, with over half a million Qantas Points on the table under these top deals from American Express, ANZ, St. George and Westpac.
Several cards tempt with bonus points in the six figures – all from a single card application – and there are even bonus Qantas status credits up for grabs if you play your cards right.
1. American Express Platinum business, personal charge cards
For some serious Qantas Points this month, wrap your hands around the American Express Platinum Business Card, placing 120,000 bonus Qantas Points on the table – or the personal version of the same card, the American Express Platinum Charge Card, with its own offer of 80,000 bonus Qantas Points.
Business owners can pocket their bonus bounty when applying for the Platinum Business Card by November 30 2017 and spending at least $5,000 on purchases within the first two months (along with the card's $1,500 annual fee), which unlocks 120,000 Membership Rewards Ascent Premium points which can be converted into Qantas Points at a 1:1 rate.
Or, the personal card unlocks 80,000 bonus Ascent Premium points when applying and charging at least $1,500 within the first three months (plus a $1,200 annual fee), which can again be transformed into Qantas Points at a 1:1 rate.
(Until October 2 2017, this was 100,000 bonus Ascent Premium points.)
You can also earn up to three Ascent Premium points per dollar spent (equal to three Qantas Points), or can collect up to two Ascent Premium points per dollar spent on business expenses via the business charge card, with government, utility and insurance payments attracting 0.5 points per dollar spent.
2. Qantas American Express Ultimate Card
American Express is also providing 55,000 bonus Qantas Points with the Qantas American Express Ultimate Card: but as a credit card (with a credit limit) rather than a 'charge card' (with no pre-set spending limit).
(Until October 2 2017, this card offered 100,000 bonus Qantas Points, thus its rank here among the top deals in August.)
Just apply and spend at least $1,500 on the card within the first three months, while also paying a $450 annual fee which currently unlocks a complimentary return Qantas domestic flight, but from October 31 2017, will instead become a $450 annual travel credit, which could bring much more value, depending on how and where you travel.
Also on the cards are 2.5 Qantas Points per dollar spent on Qantas flights and Qantas Club lounge membership, 1.5 Qantas Points per dollar spent (uncapped) almost everywhere else including with utilities and insurers, and 0.5 Qantas Points per dollar spent on payments to government bodies in Australia, plus other perks like airport lounge access and travel insurance.
3. St. George Amplify Signature Visa credit card
Next in line with a total offer of 90,000 bonus Qantas Points is the St. George Amplify Signature Visa credit card: yours for $279/year.
You'll start by earning 60,000 bonus Qantas Points when you spend $3,000 on purchases as a new cardholder within 90 days of card approval, plus a further 30,000 bonus Qantas Points in the second year when you pay the card's annual fee once more for an all-out bonus of 90,000 Qantas Points.
Every dollar spent on eligible purchases also delivers 0.75 Qantas Points (when choosing the 'Amplify Qantas' rewards option), and with a 10% 'birthday bonus' each year calculated on the total number of points earned via the card in the past 12 months, you're essentially picking up a grand total 0.825 Qantas Points per dollar spent, uncapped.
The same offer is also available via the practically identical Bank of Melbourne Amplify Signature Visa credit card.
4. Westpac Altitude Black American Express, Mastercard
Grab 80,000 bonus Qantas Points with you apply for a new Westpac Altitude Black American Express + Mastercard combo, spend at least $5,000 on the account within 90 days of card approval and pay a reduced annual fee of $195 in the first year (normally $395).
As this is a dual-card product, that $5k spend can be made on the American Express card, on the Mastercard or on a combination of both, as both cards are linked to the one account, one monthly statement and one credit limit – but you'll need to apply by October 26 2017 to be eligible for the offer.
(As of September 2017, customers that apply via Australian Business Traveller before October 26 can also earn a bonus 20,000 Qantas Points on card approval – in addition to the standard offer of 80,000 bonus Qantas Points, as above – under a new offer from Westpac.)
Every dollar spent via the AMEX also returns 1.25 Qantas Points per dollar spent, while Mastercard transactions reel in 0.625 Qantas Points per dollar spent when you select 'Altitude Qantas' as your rewards option. No points are provided on ATO payments made using either card.
5. ANZ Qantas Frequent Flyer Black Visa credit card
Despite sitting in fifth place this month, the ANZ Frequent Flyer Black Visa offer certainly doesn't fall in last place: providing slightly fewer points than the other banks in return for bonus status credits which can help you climb the Qantas Frequent Flyer ladder up through the Silver, Gold or even Platinum ranks.
As for the points, you'll fetch a solid 75,000 Bonus Qantas Points when you apply, are approved and spend $2,500 on eligible purchases within the first three months – while 75 Bonus Status Credits are yours when you apply before September 30 2017 and then book and take a return Qantas flight by January 31 2018.
There's no annual fee to pay in the first year (a $425 saving), and you can earn one Qantas Point per dollar spent up to and including $7,500 per monthly statement period, and then 0.5 Qantas Points per dollar thereafter, uncapped, but excluding payments made to the ATO on which no points are earned.