As summer prepares to leave Australia and visit Europe over the coming months, so too could you by taking out a new Virgin Australia Velocity Frequent Flyer-earning credit card and staking your claim to as many as 100,000 bonus Velocity points just for making the switch.
While you wouldn't apply for a new credit each and every month, it's natural that spending habits can change from time to time: and if that describes your situation, there's no harm in perusing the market for a card that could be a better fit than what's already in your wallet.
And, with so many bonus frequent flyer points on the table from a variety of banks, you could well find a new credit card to help grow your frequent flyer balance every single day, joined by that great 'welcome' boost at the beginning of the journey.
1. American Express Platinum Charge Card
American Express' top of the line Platinum Charge Card greets new customers with a whopping 100,000 Membership Rewards points: just apply by May 31 2016 and spend at least $1,000 on the card in the first two months.
While the card carries a hefty $1,200 annual fee – which doesn't count towards your $1,000 of required spend – those 100,000 MR points can be converted into 100,000 Virgin Australia Velocity points and could take you to Los Angeles and back with Virgin Australia.
As the months roll by, you'll continue to earn 3 MR points/$1 at participating Australian restaurants; 2 MR/$1 with airlines, hotels, cruise lines, tour companies, travel agents and when abroad; 0.5 MR/$1 with utilities, most insurance companies and government bodies; and one MR point per $1 everywhere else.
2. NAB Velocity Rewards Premium credit cards
Can't afford to splurge on a high annual fee? Meet the NAB Velocity Rewards Premium cards – more affordably-priced at just $150/year – delivering a still-solid bonus of 60,000 Velocity points.
To unlock that treasure simply apply by April 30 2016 and spend at least $1,500 on everyday purchases within the first 90 days.
You can also earn 1.5 Velocity points per dollar spent on the AMEX and 0.5 Velocity points on the attached Visa on spends of up to $20,000/month.
3. American Express Velocity Platinum Card
Another entrant from American Express Australia is the Velocity Platinum Card and its promise of 50,000 Velocity points after spending just $500 on the card within the first three months.
On top is an annual fee of $349, but there's no need to convert your points across through Membership Rewards as with the Platinum Charge Card: this card automatically deposits all the points you've earned into your Velocity account every month.
That includes three Velocity points per $1 when booking Virgin Australia flights and at Australian restaurants, two points with other travel merchants and when overseas, 0.5 points with the usual utilities and 1 point everywhere else.
4. ANZ Rewards Black credit cards
In a similar fashion to the AMEX Platinum Charge card, ANZ is offering new Rewards Black customers 75,000 ANZ Rewards points which can become 37,500 Velocity points when converted on a 2:1 basis.
To qualify, just make an eligible purchase within the first three months using either card, and pay an annual fee of $375.
You'll also collect 3 ANZ Rewards points per $1 spent on the AMEX (equal to 1.5 Velocity points) and 2 ANZ Rewards points on the Visa (1 Velocity point) until March 13 2016, after which the Visa delivers a lower 1.25 ANZ Rewards points per dollar (0.625 Velocity points).
5. Citibank Rewards Visa Signature credit card
The Citibank Rewards Visa Signature card also temps with 37,500 Velocity points for newcomers – served in the form of 75,000 Citibank Rewards points – yours after spending at least $6,000 within 90 days of card approval.
As with AMEX and ANZ, Citibank Rewards points can too be manually converted into Virgin Australia Velocity points, in this case on a 1.5:1 basis until March 17 2016, or more likely for new customers, on a 2:1 basis from March 18.
You'll also pile up 1.5 Citibank Rewards points per dollar spent – capped at $20,000 month within Australia but uncapped abroad – and once that 2:1 conversion rate kicks in you're earning the equivalent of 0.75 Velocity points on every dollar you spend.
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